Digital signature and digital identity verification

Digital signature and digital identity verification

What is digital identity verification?

Digital identity verification is the process of verifying someone’s digital identity in order to establish a secure digital relationship with them. This is done through a combination of elements, such as digital signature, biometric recognition, and other forms of digital authentication.

What is digital identity? Digital identity is digital information that details who a person is and can be used to verify them in digital transactions. This digital identity is generally made up of data points such as name, date of birth, address, phone number, bank account details, biometric data and more.

How does digital identity verification work?

Digital identity verification works by comparing the digital identity information provided by the user with digital records and databases to ensure accuracy. For example, the digital signature used to sign a digital transaction may be compared against digital bank records and other digital identity data points such as a physical address or phone number in order to verify the identity of the signer. In other cases, a human operator can verify via web cam that the person in front of him or her is the same as the person indicated in the identity documents received by e-mail. On the other hand, biometric data, such as fingerprints, are uniquely linked to the person and are difficult to replicate, so they are by themselves a secure form of identity verification.

It is important to note that digital ID verification does not replace traditional forms of identification such as passports or driver’s licenses; it simply adds an additional layer of protection for digital transactions.

Digital ID verification is used in many digital transactions, including:

  • digital onboarding processes
  • online banking, 
  • digital payments,
  • digital document signing and digital contracts
  • online health care, 
  • to secure digital communication platforms,
  • to secure personal information on digital devices,
  • for verifying digital identities when providing access to sensitive data or applications,
  • digital signature verification.

Are digital identity verification and online identity verification the same thing?

Although the two terms are often used interchangeably, in our view they refer to different things.

Digital identity verification is used to verify digital identities in digital transactions while online identity verification can be used to verify digital identities in physical transactions. For example, online identity verification may be used to check customer identities at a physical point of sale.

Why is it so important?

The purpose of digital identity verification is to protect the digital environment from fraudulent activities and ensure that digital assets are not accessed by unauthorized individuals or entities. In other words, it helps prevent identity theft, which is a threat to digital security that occurs when someone steals digital identity information, such as personal data, and uses it to access digital assets or commit other fraudulent activities.

Digital ID verification also helps businesses comply with anti-money laundering regulations as well as Know Your Customer (KYC) regulations.

By verifying digital identities, businesses can establish secure digital relationships with their customers and reduce the risk of digital fraud. In fact, digital identity verification allows businesses to conduct digital transactions more securely and efficiently while providing a higher level of trust between them and their customers.

Moreover, it is faster, more efficient and cost-effective compared to traditional methods of verifying identities, since it usually requires just a few seconds.

Digital identity verification and digital signature

Digital identity verification is an important part of digital security and it is connected to digital signatures since digital signatures are usually used on documents that have been digitally identified or for transactions that need identity verification.

Digital signatures are a means of authentication and assurance that the signer is who they say they are, thus ensuring the digital identity of the signer is verified, or that a digital transaction has been signed by the rightful owner of the digital identity. They also add an additional layer of security and proof that digital documents have not been modified in any way.

Therefore, digital signature combined with digital identity verification is a powerful way to authenticate user identities, ensuring digital security and trust for all involved parties.

Namirial Digital Signature

With Namirial Digital Signature you can sign any type of digital documents quickly. Moreover, it has the same legal value as a handwritten signature and it is valid in the entire European Union.

It is easy to use and totally safe, since it is based on the OTP software which send you a temporary password via SMS or via the Namirial OTP application, directly on your smartphone.

This digital signature is it also easy to activate thanks to a digital identity verification through a webcam session with one of our operator at no additional cost.

You can choose between:

  • Remote Digital Signature for 1 year
    • – No shipping needed
    • – Do everything with your smartphone
    • – 59,00€ +VAT
  • Remote Digital Signature for 3 year
    • – No shipping needed
    • – Do everything with your smartphone
    • – 149,00€ +VAT

Activate your Namirial Digital Signature now!

Articolo precedenteThe most frequent cyber threats (and some tips to defend yourself)
Articolo successivoThe 5 benefits of digital signature for professionals